Unlock the Full Potential of Your UK Pension
Transferring your UK personal or occupational pension may seem complex, but with expert guidance from Tim Carroll, a seasoned expat and investment adviser, the process becomes straightforward and stress-free.
If you’ve built a UK pension since 1970, now is the perfect time to secure your financial future. Take advantage of a free 15-minute consultation to get clear, informed advice tailored to your needs.
Don’t leave your pension to chance—act today!
Escape Restrictive UK Pension Rules
Don’t let UK pension regulations drain your money:
Heir Taxes: The UK may impose taxes on your pension when passed to heirs, especially if you pass away after age 75. Transferring to a qualifying overseas pension scheme can offer favorable tax treatment, potentially reducing or eliminating these taxes.
Lifetime Allowance (LTA) Penalties: The UK’s LTA has been slashed from £1.8 million in 2010 to £1 million in 2016. Withdrawals exceeding this limit are taxed heavily—between 25% and 55%—unless your pension is moved to a qualifying overseas pension scheme.
Death Benefit Taxation: If you die after age 75, UK lump sum death benefits face a 45% tax if paid to a non-individual or taxed at the recipient’s income rate if paid to an individual. Other jurisdictions may offer more favorable tax treatment.
“With over 35 years of experience advising UK expats like you, I offer a free pension review to identify the best solutions tailored to your needs. By taking action now, you can save money both today and in the future, ensuring that your pension is maximized for your heirs.” - Tim Carroll, British Expat Advisor
Expert Guidance at Every Step
Trust Tim Carroll, a seasoned advisor, to manage your pension transfer with precision and care.
Tim will recommend and oversee the entire transfer process and document every step, ensuring a smooth and secure transition.
After the transfer, Tim continues to support you with ongoing advice and monitoring for a modest annual fee. He’ll address your queries, request interim reports, provide investment guidance, and handle everything from death and retirement claims to lump sum withdrawals and pension-sharing in divorce cases.
In short, Tim offers comprehensive, ongoing support, ensuring you’re always informed and in control.
Grow Your Nest Egg with Confidence
Investing in bonds and equities involves risk, with values that can fluctuate. But with the proper guidance, you can navigate these challenges effectively.
Tim will work with you to assess your risk tolerance and connect you with a top-tier investment management company. Specializing in pension funds, this company has a proven track record of success and consistently ranks in the top quartile of performance.
Your investment choices aren’t set in stone—they’ll be continuously monitored to ensure you stay on track to reach your retirement goals. Maximize the potential of your valuable UK pension asset with expert support and careful planning.