Unlock the Benefits of an International SIPP
Transfer Your UK Pension Today
As an expat in the US, transferring your UK pension to an International SIPP (Self-Invested Personal Pension) can offer you greater control, flexibility, and security for your retirement.
Why Transfer to an International SIPP?
Total Control Over Your Pension
An International SIPP gives you the power to manage your pension investments with a wide range of global funds. Shape your strategy to match your financial goals and risk tolerance.
Protect Against Currency Risk
With an International SIPP, you can hold your pension in US dollars or other major currencies. You can also gradually convert your GBP to USD, reducing currency risks when drawing your pension.
Simplify with Pension Consolidation
If you have multiple UK pensions, consolidate them into one International SIPP for easier management and oversight of your retirement savings.
Tax Advantages for Expats
Your pension grows tax-free within the SIPP, and you can still benefit from UK tax relief—ideal if you plan to return to the UK.
Secure Inheritance Planning
Pass on 100% of your pension to your beneficiaries, usually free from UK inheritance tax.
Flexible Access to Funds
You can start withdrawing your pension at 55 (57 from 2028) with flexible options—lump sums, regular income, or a combination. Payments can be made to overseas bank accounts in major currencies.
UK Regulatory Protection
While abroad, your International SIPP remains under UK regulation, ensuring robust security and oversight.
Take Charge of Your Retirement
An International SIPP offers expats control, flexibility, and tax efficiency. Consult with a financial advisor to see how transferring your UK pension can benefit your retirement.